Welcome to the Future
of Credit Card Payments
PayLo is a dual pricing solution that shows customers both the cash price and the card price — giving them the power to choose. It's a fully compliant way to eliminate up to 100% of your credit card processing fees.
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Better Technology
Integrated PayLo technology comes pre-installed on a suite of mobile terminals, POS systems and gateways.
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Eliminate Processing Fees
Stop giving away your profits to pay credit card fees.
More Choice at Checkout
Give your customers more choice in how and how much they want to pay.
DUAL PRICING
The Ultimate
Savings Solution
Credit card fees are eating into your profits.
Payments are evolving—and it's time your business did too. With rising overhead costs, you can’t afford to give away 2–4% each month just to accept cards. Make the switch to PayLo and start keeping more of what you earn.
Legal & Transparent
Unlike surcharging or cash discount, PayLo is compliant in all 50 states and provides a clear, customer-friendly checkout process.
In-Depth Reporting
See exactly where your revenue is every month with our robust reports and dashboards.
Easy Setup & Support
PayLo is a US-based company offering fast and seamless setup and 24/7 customer support in English and Spanish.
Proven Savings
Since 2016 thousands of businesses have been using PayLo to keep more of their profits.
Every Platform. One Solution.
No matter how you take payments—POS system, mobile terminal, or online gateway—PayLo works seamlessly with your setup.
No Hidden Fees
Say goodbye to leases, effective rates, and card brand fees— with PayLo, merchants pay no hidden fees, ever.
How it Works
AI-Powered Security
Protect every transaction with advanced security features designed to help you prevent chargebacks and detect fraud before it happens.
PCI Level 1 Compliant
PayLo is Level 1 PCI compliant, the highest standard in payment security. Your business and customer data stay protected—giving you peace of mind and helping you stay compliant.
Advanced Fraud Monitoring
At SignaPay Direct, we take fraud prevention seriously. Our risk management strategies combine technology, training, and ongoing monitoring to protect merchants and the integrity of the payment network.
One Simple Switch
Can Bring BIG Savings
Enter your monthly processing volume to estimate how much you can save monthly, annually and over the next five years.
Real Merchant Results
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Complete the form to book your custom demo and savings analysis.
Get Started
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We're committed to delivering superior merchant services and ensuring your business growth.